The Role of Microfinancial Institutions from The Member’s Perspective

Muljani, Ninuk, Ellitan, Lena and Koesworo, Yulius (2017) The Role of Microfinancial Institutions from The Member’s Perspective. IJournals: International Journal of Social Relevance & Concern, 5 (8). pp. 52-60. ISSN 2347-9698

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Abstract

This research has objectives:1.To know and analyze the role of micro finance institutions for member business development. 2. To know and analyze the linkage between the performance of micro finance institutions and business performance of members. 3. To know the rights granted by micro finance institutions to members. 4. To identify member's liabilities related to lending. 5. To identify the constraints facing members to get credit. 6. To know and analyze member strategies in building trust. 7. To identify the efforts of micro finance institutions to develop member businesses. Data collection is done by Focus Group Discussion. The informants of this research are 16 members from 5 participating Credit Union (CU), ie Pukat, Dharma P.S., Mapra, Tirtadana and Dwijasa. The results show that CU has the role of providing additional capital venture capital and business training. CU performance is related to the performance of SME members, because the better the performance of CU it will be easier members get additional business capital and CU can provide education and training of entrepreneurs, so that member businesses are growing. CU that has a poor performance will hamper efforts to disburse loan funds. The ability of members in returning loans is very influential for the development of CU, therefore the attitude of active and conscious members of carrying out obligations that have been agreed together is needed to keep CU safe and can grow for the common prosperity.

Item Type:	Article
Uncontrolled Keywords:	Micro Finance Institution, Member Business Development.
Subjects:	Business > Management
Divisions:	Journal Publication
Depositing User:	F.X. Hadi
Date Deposited:	12 Jan 2018 06:20
Last Modified:	14 Jun 2019 07:30
URI:	http://repository.ukwms.ac.id/id/eprint/12817

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