Evaluasi atas upaya maksimalisasi kredit pemilikan rumah (KPR) pada kantor kredit konsumer Bank X cabang Surabaya (studi kasus)

Andreanto, Fransiskus Widiya (2009) Evaluasi atas upaya maksimalisasi kredit pemilikan rumah (KPR) pada kantor kredit konsumer Bank X cabang Surabaya (studi kasus). Masters thesis, Widya Mandala Catholic University.

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Abstract

Many people talk about Home Ownership Credit lately, with the increasing property industry and crisis financial global which is started from the mortgage case in US. Fierce competition among banks can not be avoided. The consumer Credit Bank X in Surabaya is one of many banks in Indonesia which provides home ownership credit facility. In this high competition, Consumer Credit Bank X in Surabaya experiences several internal problems to give maximum credit to its customer. The cause of that problem in Consumer Credit Bank X in Surabaya is based on three prime factors, those are lack of human resources, duration in processing realization credit, and credit interest rate. Those three factors influence Bank X in giving maximum home ownership credit to its customer. This research use qualitative paradigm with case study. By observing and collecting internal and external data, the research will look at the effort of Consumer Credit Bank X in Surabaya in providing prudent maximum Home Ownership Credit Many banks offers easy credit facility to customer, so that there are so many choices for customer to financing their home ownership credit.

Item Type: Thesis (Masters)
Uncontrolled Keywords: Lack of human resources, duration in processing realization credit, and credit interest rate
Subjects: Business
Business > Strategic Management
Divisions: Graduate School > Master Program in Management
Depositing User: Sri Kusuma Dewi
Date Deposited: 26 Jun 2015 08:10
Last Modified: 26 Jun 2015 08:10
URI: http://repository.wima.ac.id/id/eprint/2893

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